Mortgage Calculators and Spreadsheets
for Your Computer
For those interested
in having a mortgage calculator that you can download and run on your computer
anytime, check out these Shareware sites below.
Calculators
Mortgage Amortization Calculator This calculator allows
the addition of various extra payments at the same time and shows
the accurate date for the scheduled payments. Users are able
choose from all kind of payment periodicity as well.
Mortgage
Calculators A free (and ad-free!) site with eight mortgage
calculators including refinance and amortization calculators.
Karl Jeacle's Mortgage Calculator A slide-bar calculator
that eliminates any keying. You just use your mouse
to input the data. You'll make this one of your favorites
and bookmark it.
Mortgage Loan Place A simple mortgage calculator that
gives a fairly accurate idea of how much home someone can afford.
Spreadsheets
We have created
an Microsoft Excel
Mortgage Spreadsheet
for both fixed rate mortgages and ARMs that you can download and
use. In order to keep the size to one page, we created sufficient
cells to show balances for 12-14 payments - use the "copy/paste" function
to expand it. Another Excel
Cost Worksheet
for comparing either the costs of different properties or the mortgage
cost from different lenders is also available for downloading.
Online Calculators and Mortgage Tools
If you enjoy science,
you'll love Jim
Martindale Reference Center located on the University of California. Among other interesting topics/links, this site
holds over 10,000 calculators for just about every purpose imaginable.
The
mortgage calculators section has an exhaustive list of calculators links
- each calculator that Jim links includes an explanation of the calculator
functions.
Here are other sites
with mortgage tools:
Mortgage
Amortization Chart Mortgage Amortization Chart
is useful in creating an amortization schedule by selecting the amount,
interest rate, and loan length. Amortization Chart
allows you to create printable amortization schedules and charts.
Refinance Calculator This site has a refinance calculator
with graphs on your calculations. Easy to use
SmartMoney is
one of the most comprehensive Web sites for managing money. A
joint venture of Dow Jones & Company and Heart Publications, you can
find just about everything you need to know about mortgages.
Use their "Search" engine to find the information you need.
They have a variety of calculators and tools. Try the
Refinance Worksheet.
Another site is
Mortgage
Loan which features over 100 different calculators.
They group their calculators by function to include mortgage calculators,
home equity loan and line of credit calculators, etc.
Crest Capital's
Ultimate Collection of Calculators includes a number of "Lease,
Loan, Finance & Taxes" calculators. It has a section called "Gambling"
that offers links to calculators that helps you improve your odds at
blackjack, poker, etc.
Bankrate.com has a calculator for every purpose including:
mortgage, credit card, savings, auto financing, and currency. Try
their
Moving Calculator which compares the cost of living between cities.
Should You Refinance Your Mortgage calculator can be a very helpful
tool when you are considering refinancing.
