An Easy to Use Online
Mortgage Calculator
Karl Jeacle's
Mortgage Calculator is a slide-bar calculator that eliminates any
keying. You just use your mouse to input the data. You'll
make this one of your favorites and bookmark it.
Mortgage Loan Place has a simple mortgage calculator that gives a fairly
accurate idea of how much home someone can afford.
Free Mortgage Calculators and Spreadsheets
For those interested
in having a mortgage calculator running on your own computer or using a
spreadsheet, check out these Shareware sites below.
Calculator
Mortgage
Calculators A free (and ad-free!) site with eight mortgage
calculators including refinance and amortization calculators.
Spreadsheets
We have created
an Microsoft Excel
Mortgage Spreadsheet
for both fixed rate mortgages and ARMs that you can download and
use. In order to keep the size to one page, we created sufficient
cells to show balances for 12-14 payments - use the "copy/paste" function
to expand it. Another Excel
Cost Worksheet
for comparing either the costs of different properties or the mortgage
cost from different lenders is also available for downloading.
Online Calculators and Mortgage Tools
Quicken, the folks
who created the popular Quicken software for personal finance, have a Web
site that includes "mortgage tools." PC Magazine rated
Quicken.com
as one of the Top 100 Web Sites. Quicken calculators include the following:
-
Quicken Rates
-
Home Affordability
-
Payment Calculator
-
Rent vs. Buy
-
Refinance Calculator
-
Rates vs. Points
-
Credit Assessment
 Mortgage
Amortization Chart Mortgage Amortization Chart is
useful in creating an amortization schedule by selecting the amount, interest
rate, and loan length. Amortization Chart allows you to
create printable amortization schedules and charts.
SmartMoney is one
of the most comprehensive Web sites for managing money. A joint venture
of Dow Jones & Company and Heart Publications, you can find just about everything
you need to know about mortgages.
Use
their "Search" engine to find the information you need. They have
a variety of calculators and tools. Try the
Refinance Worksheet.
Bankrate.com has a calculator for every purpose including:
mortgage, credit card, savings, auto financing, and currency. Try
their
Moving Calculator which compares the cost of living between cities.
Bankrate.com's Should You Refinance Your Mortgage calculator
can be a very helpful tool when you are considering refinancing.
-
Should You
Refinance Your Mortgage
-
What Are Your
Payment And Prepayment Options
-
How Much House
Can You Afford
-
Fixed or
adjustable rate
-
Should you pay points
-
How much second home can you
afford
-
Compare the cost of
living between cities
If you enjoy science,
you'll love Jim
Martindale Reference Center located on the University of California,
Irvine Web servers. Among other interesting topics/links, this site
holds over 10,000 calculators for just about every purpose imaginable.
The
mortgage calculators section has an exhaustive list of calculators links
- each calculator that Jim links includes an explanation of the calculator
functions.
Another site is
Mortgage
Loan which features over 100 different calculators. They
group their calculators by function to include mortgage calculators, home
equity loan and line of credit calculators, etc.
 Crest
Capital's
Ultimate Collection of Calculators includes a number of "Lease, Loan,
Finance & Taxes" calculators. It has a section called "Gambling" that
offers links to calculators that helps you improve your odds at blackjack,
poker, etc.
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